| Features | With an Egg Loan |
| Interest rate | From 9.9% APR typical to 14.9% APR for £5,000 to £25,000 Rate depends on your personal circumstances 16.9% APR for £1,000 to £4,999 |
| Early repayment penalties | None - pay off your loan whenever it suits you |
| Repayment breaks | Choose an annual three month break after three consecutive payments |
| Instant decision | Yes, in 85% of phone applications |
| Flexible repayments | Pay over six months to seven years. You can ask us to change the amount of your repayments and term |
| Online application | Yes |
| Phone application | Yes |
| Interest calculation | Interest is calculated daily |
| Loan repayment protection | Great value protection for your peace of mind |