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Egg Home >   Bank >    Historical Egg Mortgage rates >
Egg Mortgages interest rates
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What our standard variable rate has been for existing customers since 2001
 
Egg Mortgages Interest
28 March 2008 - present 6.79% (APR 7.0%)
1 March 2008 - 27 March 2008 6.54% (APR 6.8%)
1 January 2008 - 29 February 2008 6.79% (APR 7.0%)
1 August 2007 - 31 December 2007 6.94% (APR 7.2%)
1 June 2007 - 31 July 2007 6.49% (APR 6.7%)
1 February 2007 - 31 May 2007 6.24% (APR 6.4%)
1 December 2006 - 31 January 2007 5.99% (APR 6.2%)
1 September 2006 - 30 November 2006 5.74% (APR 5.9%)
1 September 2005 - 31 August 2006 5.49% (APR 5.7%)
1 September 2004 - 31 August 2005 5.74% (APR 5.9%)
1 July 2004 - 31 August 2004 5.49% (APR 5.6%)
1 June 2004 - 30 June 2004 5.24% (APR 5.4%)
1 March 2004 - 31 May 2004 4.94% (APR 5.1%)
1 December 2003 - 29 February 2004 4.69% (APR 4.8%)
1 August 2003 - 30 November 2003 4.44% (APR 4.5%)
1 March 2003 - 31 July 2003 4.59% (APR 4.7%)
22 November 2001 - 28 February 2003 4.74% (APR 4.8%)
5 October 2001 - 21 November 2001 5.24% (APR 5.3%)
1 October 2001 - 4 October 2001 5.49% (APR 5.6%)


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Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. In other words, the figure you see is the rate that will be used to work out the interest you’ll be paid before income tax is taken off.

Tax free is the contractual rate of interest payable where interest is exempt from income tax. In other words, you won’t have to pay income tax on any interest you’re paid from this product.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

So what’s compounded interest? Each day you’ll earn interest on whatever is in your account. So, come the next day and so on, you’ll not only have earned interest on the original amount you deposited, but you also earn interest on the interest you earned previously.

As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time.

For important information about our product offers see legal information.