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		What our rates have been on transferred balances   Egg Card accounts opened between interest rate 1 June 2008 to 30 June 2008 0% fixed until 1 September 2009 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account until 1 September 2008. For balances transferred after 1 September 2008 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable. 1 May 2008 to 31 May 2008 0% fixed until 1 August 2009 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account until 1 September 2008. For balances transferred after 1 September 2008 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable. 1 April 2008 to 30 April 2008 0% fixed until 1 May 2009 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account before 1 May 2009. For balances transferred after 1 May 2009 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable. 1 March 2008 to 31 March 2008 0% fixed until 1 May 2009 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account before 1 May 2009. For balances transferred after 1 May 2009 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable. 1 February 2008 to 29 February 2008 0% fixed until 1 May 2009 and thereafter a monthly rate of 1.313% or 1.527% on balances transferred to the account before 1 May 2009. For balances transferred after 1 May 2009 a monthly rate of 1.313%, 16.9% pa variable or 1.527%, 19.9% pa variable will be payable. 28 December 2007 to 31 January 2008 0% fixed until 1 April 2009 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 April 2009. For balances transferred after 1 April 2009 a monthly rate of 1.313%, 16.9% pa variable will be payable. 1 December 2007 to 27 December 2007 0% fixed until 1 February 2009 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 February 2009. For balances transferred after 1 February 2009 a monthly rate of 1.313%, 16.9% pa variable will be payable. 1 November 2007 to 30 November 2007 0% fixed until 1 January 2009 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 January 2009. For balances transferred after 1 January 2009 a monthly rate of 1.313%, 16.9% pa variable will be payable. 1 October 2007 to 31 October 2007 0% fixed until 1 October 2008 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 October 2008. For balances transferred after 1 October 2008 a monthly rate of 1.313%, 16.9% pa variable will be payable. 1 September 2007 to 30 September 2007 0% fixed until 1 September 2008 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 September 2008. For balances transferred after 1 September 2008 a monthly rate of 1.313%, 16.9% pa variable will be payable. 1 August 2007 to 31 August 2007 0% fixed until 1 August 2008 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 August 2008. For balances transferred after 1 August 2008 a monthly rate of 1.313%, 16.9% pa variable will be payable. 1 July 2007 to 31 July 2007 0% fixed until 1 July 2008 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 July 2008. For balances transferred after 1 July 2008 a monthly rate of 1.313%, 16.9% pa variable will be payable. 1 June 2007 to 30 June 2007 0% fixed until 1 June 2008 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 June 2008. For balances transferred after 1 June 2008 a monthly rate of 1.313%, 16.9% pa variable will be payable. 1 May 2007 to 31 May 2007 0% fixed until 1 May 2008 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 May 2008. For balances transferred after 1 May 2008 a monthly rate of 1.313%, 16.9% pa variable will be payable. 1 April 2007 to 30 April 2007 0% fixed until 1 April 2008 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 April 2008. For balances transferred after 1 April 2008 a monthly rate of 1.313%, 16.9% pa variable will be payable. 1 March 2007 to 31 March 2007 0% fixed until 1 November 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 November 2007. For balances transferred after 1 November 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable. 1 February 2007 to 28 February 2007 0% fixed until 1 November 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 November 2007. For balances transferred after 1 November 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable. 15 December 2006 to 31 January 2007 0% fixed until 1 October 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 October 2007. For balances transferred after 1 October 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable. 1 December 2006 to 14 December 2006 0% fixed until 1 June 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 June 2007. For balances transferred after 1 June 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable. 1 November 2006 to 30 November 2006 0% fixed until 1 May 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 May 2007. For balances transferred after 1 May 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable. 1 October 2006 to 31 October 2006 0% fixed until 1 April 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 April 2007. For balances transferred after 1 April 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable. 1 September 2006 to 30 September 2006 0% fixed until 1 March 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 March 2007. For balances transferred after 1 March 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable. 1 August 2006 to 31 August 2006 0% fixed until 1 February 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 February 2007. For balances transferred after 1 February 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable. 1 July 2006 to 31 July 2006 0% fixed until 1 January 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 January 2007. For balances transferred after 1 January 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable. 1 June 2006 to 30 June 2006 0% fixed until 1 December 2006 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 December 2006. For balances transferred after 1 December 2006 a monthly rate of 1.313%, 16.9% pa variable will be payable. 1 May 2006 to 31 May 2006 0% fixed until 1 February 2007 and thereafter a monthly rate of 1.313% on balances transferred to the account before 1 February 2007. For balances transferred after 1 February 2007 a monthly rate of 1.313%, 16.9% pa variable will be payable. BACK TO TOP What our rates have been on purchases   Egg Card accounts opened between interest rate 1 June 2008 to 30 June 2008 For purchases made on the account until 1 September 2008 0% fixed until 1 September 2008 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 September 2008 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable. 1 May 2008 to 31 May 2008 For purchases made on the account until 1 August 2008 0% fixed until 1 August 2008 and thereafter a monthly rate of 1.313% or 1.527%. For purchases made after 1 August 2008 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable. 1 April 2008 to 30 April 2008 0% fixed until 1 July 2008 and thereafter a monthly rate of 1.313% or 1.527% for purchases made on the account before 1 July 2008 . For purchases made after 1 July 2008 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable. 1 March 2008 to 31 March 2008 0% fixed until 1 June 2008 and thereafter a monthly rate of 1.313% or 1.527% for purchases made on the account before 1 June 2008 . For purchases made after 1 June 2008 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable. 1 February 2008 to 29 February 2008 0% fixed until 1 May 2008 and thereafter a monthly rate of 1.313% or 1.527% for purchases made on the account before 1 May 2008. For purchases made after 1 May 2008 a monthly rate of 1.313% 16.9% pa variable or 1.527%, 19.9% pa variable will be payable. 28 December 2007 to 31 January 2008 0% fixed until 1 April 2008 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 April 2008. For purchases made after 1 April 2008 a monthly rate of 1.313% 16.9% pa variable will be payable. 1 December 2007 to 27 December 2007 0% fixed until 1 March 2008 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 March 2008. For purchases made after 1 March 2008 a monthly rate of 1.313% 16.9% pa variable will be payable. 1 November 2007 to 30 November 2007 0% fixed until 1 February 2008 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 February 2008. For purchases made after 1 February 2008 a monthly rate of 1.313% 16.9% pa variable will be payable. 1 October 2007 to 31 October 2007 0% fixed until 1 January 2008 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 January 2008. For purchases made after 1 January 2008 a monthly rate of 1.313% 16.9% pa variable will be payable. 1 September 2007 to 30 September 2007 0% fixed until 1 December 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 December 2007. For purchases made after 1 December 2007 a monthly rate of 1.313% 16.9% pa variable will be payable. 1 August 2007 to 31 August 2007 0% fixed until 1 November 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 November 2007. For purchases made after 1 November 2007 a monthly rate of 1.313% 16.9% pa variable will be payable. 1 July 2007 to 31 July 2007 0% fixed until 1 October 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 October 2007. For purchases made after 1 October 2007 a monthly rate of 1.313% 16.9% pa variable will be payable. 1 June 2007 to 30 June 2007 0% fixed until 1 September 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 September 2007. For purchases made after 1 September 2007 a monthly rate of 1.313% 16.9% pa variable will be payable. 1 May 2007 to 31 May 2007 0% fixed until 1 August 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 August 2007. For purchases made after 1 August 2007 a monthly rate of 1.313% 16.9% pa variable will be payable. 1 April 2007 to 30 April 2007 0% fixed until 1 July 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 July 2007. For purchases made after 1 July 2007 a monthly rate of 1.313% 16.9% pa variable will be payable. 1 March 2007 to 31 March 2007 0% fixed until 1 September 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 September 2007. For purchases made after 1 September 2007 a monthly rate of 1.313% 16.9% pa variable will be payable. 1 February 2007 to 28 February 2007 0% fixed until 1 August 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 August 2007. For purchases made after 1 August 2007 a monthly rate of 1.313% 16.9% pa variable will be payable. 15 December 2006 to 31 January 2007 0% fixed until 1 July 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 July 2007. For purchases made after 1 July 2007 a monthly rate of 1.313% 16.9% pa variable will be payable. 1 December 2006 to 14 December 2006 0% fixed until 1 June 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 June 2007. For purchases made after 1 June 2007 a monthly rate of 1.313% 16.9% pa variable will be payable. 1 November 2006 to 30 November 2006 0% fixed until 1 May 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 May 2007. For purchases made after 1 May 2007 a monthly rate of 1.313% 16.9% pa variable will be payable. 1 October 2006 to 31 October 2006 0% fixed until 1 April 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 April 2007. For purchases made after 1 April 2007 a monthly rate of 1.313% 16.9% pa variable will be payable. 1 September 2006 to 30 September 2006 0% fixed until 1 March 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 March 2007. For purchases made after 1 March 2007 a monthly rate of 1.313% 16.9% pa variable will be payable. 1 August 2006 to 31 August 2006 0% fixed until 1 February 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 February 2007. For purchases made after 1 February 2007 a monthly rate of 1.313% 16.9% pa variable will be payable. 1 July 2006 to 31 July 2006 0% fixed until 1 January 2007 and thereafter a monthly rate of 1.313% for purchases made on the account before 1 January 2007. For purchases made after 1 January 2007 a monthly rate of 1.313% 16.9% pa variable will be payable. BACK TO TOP Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. In other words, the figure you see is the rate that will be used to work out the interest you’ll be paid before income tax is taken off. Tax free is the contractual rate of interest payable where interest is exempt from income tax. In other words, you won’t have to pay income tax on any interest you’re paid from this product. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. So what’s compounded interest? Each day you’ll earn interest on whatever is in your account. So, come the next day and so on, you’ll not only have earned interest on the original amount you deposited, but you also earn interest on the interest you earned previously. As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time. For important information about our product offers see legal information.