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Egg Home >   Bank >    Historical Egg Savings rates >
Egg Savings Accounts interest rates
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Please see the special conditions of your account to check whether this rate includes a bonus rate for a particular term and whether the rate is fixed or variable.

What our interest rates have been previously.

Egg Cash ISA 2.
DateInterest rate
paid monthly paid annually
12 March 2009 - present-2.50% gross pa/AER

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Egg Cash ISA.
DateInterest rate
paid monthly paid annually
12 March 2009 - present-1.55% gross pa/AER
20 February 2009 - 11 March 2009-2.05% gross pa/AER
19 January 2009 - 19 February 2009 - 3.05% gross pa/AER
19 December 2008 - 18 January 2009 - 3.55% gross pa/AER
14 November 2008 - 18 December 2008 - 4.55% gross pa/AER
6 April 2007 - 13 November 2008 - 6.05% gross pa/AER

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Egg Savings Account (internet) Issue 2.
DateInterest rate
paid monthly paid annually
1 April 2011 - present0.50% gross pa0.50% gross pa/AER
21 July 2010 - 31 March 20110.50% gross pa0.50% gross pa/AER
26 May 2010 - 20 July 20100.50% gross pa0.50% gross pa/AER
15 January 2010 - 25 May 20100.50% gross pa0.50% gross pa/AER
All rates are variable unless otherwise stated.

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Egg Savings Account (internet) Issue 2 (with introductory rate offer).

Accounts opened between the dates below received an introductory variable offer rate as specified from the date the account was opened. After this period the variable Egg Savings Account (Internet) Issue 2 rate is payable. Please see relevant table below for rates.

Date account opened Dates the rate is applicable Interest rate
1 April 2011 -
present		12 months from date openedOn balances up to £1,000,000* - 0.60% gross pa/AER variable (including an introductory 12 month fixed bonus of 0.10% gross pa from the date the account was opened).
21 July 2010 - 31 March 201112 months from date openedOn balances up to £1,000,000* - 2.50% gross pa/AER variable (including an introductory 12 month fixed bonus of 2.00% gross pa from the date the account was opened).
26 May 2010 -
20 July 2010		12 months from date openedOn balances up to £1,000,000* - 2.80% gross pa/AER variable (including an introductory 12 month fixed bonus of 2.30% gross pa from the date the account was opened).
15 January 2010 -
25 May 2010		12 months from date openedOn balances up to £1,000,000* - 2.50% gross pa/AER variable (including an introductory 12 month fixed bonus of 2.00% gross pa from the date the account was opened).
* No interest is payable on balances over £1,000,000 during the introductory offer period.

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Egg Savings Account (Internet).
DateInterest rate
paid monthly paid annually
20 February 2009 - present 1.24% gross pa 1.25% gross pa/AER
19 January 2009 - 19 February 20091.49% gross pa1.50% gross pa/AER
19 December 2008 - 18 January 2009 1.98% gross pa2.00% gross pa/AER
14 November 2008 - 18 December 20083.20% gross pa3.25% gross pa/AER
11 April 2008 - 13 November 20084.65% gross pa4.75% gross pa/AER
11 February 2008 - 10 April 20084.89% gross pa5.00% gross pa/AER
7 December 2007 - 10 February 20085.37% gross pa5.50% gross pa/AER
18 July 2007 - 6 December 20075.60% gross pa5.75% gross pa/AER
23 May 2007 - 17 July 20075.37% gross pa5.50% gross pa/AER
24 January 2007 - 22 May 20075.13% gross pa5.25% gross pa/AER
22 November 2006 - 23 January 20074.89% gross pa5.00% gross pa/AER
16 August 2006 - 21 November 20064.65% gross pa4.75% gross pa/AER
5 August 2005 - 15 August 20064.41% gross pa4.50% gross pa/AER
18 August 2004 - 4 August 20054.65% gross pa 4.75% gross pa/AER
23 June 2004 - 17 August 20044.41% gross pa4.50% gross pa/AER
19 May 2004 - 22 June 20044.17% gross pa4.25% gross pa/AER
18 February 2004 - 18 May 20043.93% gross pa4.00% gross pa/AER
19 November 2003 - 17 February 20043.69% gross pa3.75% gross pa/AER
14 July 2003 - 18 November 20033.45% gross pa3.50% gross pa/AER
10 February 2003 - 13 July 20033.69% gross pa3.75% gross pa/AER
12 November 2001 - 9 February 20033.93% gross pa4.00% gross pa/AER
8 October 2001 - 11 November 20014.41% gross pa 4.50% gross pa/AER
21 September 2001 - 7 October 20014.65% gross pa4.75% gross pa/AER
All rates are variable unless otherwise stated.

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Egg Savings Account (Internet) (with introductory rate offer).

Accounts opened between the dates below received an introductory variable offer rate as specified from the date the account was opened. After this period the variable Egg Savings Account (Internet) rate is payable. Please see relevant table below for rates.

Date account opened Dates the rate is applicable Interest rate
15/09/2009 - 14/01/201012 months from date openedOn balances up to £1,000,000* - 2.50% gross pa/AER variable (including an introductory 12 month fixed bonus of 1.25% gross pa from the date the account was opened).
07/08/2009 - 14/09/200912 months from date openedOn balances up to £1,000,000* - 3.25% gross pa/AER variable (including an introductory 12 month fixed bonus of 2.00% gross pa from the date the account is opened).
26/06/2009 - 06/08/200912 months from date openedOn balances up to £1,000,000* - 2.80% gross pa/AER variable (including an introductory 12 month fixed bonus of 1.55% gross pa from the date the account is opened).
14/11/2008 - 25/06/200916/04/2009 - 25/06/2010On balances up to £100,000** - 2.50% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 1.25% gross pa from the date the account is opened).
12/03/2009 - 15/04/2009On balances up to £100,000** - 2.85% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 1.60% gross pa from the date the account is opened).
20/02/2009 - 11/03/2009On balances up to £100,000** - 3.35% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 2.10% gross pa from the date the account is opened).
19/01/2009 - 19/02/2009On balances up to £100,000** - 3.50% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 2.00% gross pa from the date the account is opened).
19/12/2008 - 18/01/2009On balances up to £100,000** - 4.00% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 2.00% gross pa from the date the account is opened).
14/11/2008 - 18/12/2008On balances up to £100,000** - 4.50% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 1.25% gross pa from the date the account is opened).
11/10/2008 - 13/11/200816/04/2009 - 13/11/2009On balances up to £100,000** - 2.50% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 1.25% gross pa from the date the account is opened).
12/03/2009 - 15/04/2009On balances up to £100,000** - 2.85% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 1.60% gross pa from the date the account is opened).
20/02/2009 - 11/03/2009On balances up to £100,000** - 3.05% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 1.80% gross pa from the date the account is opened).
19/01/2009 - 19/02/2009On balances up to £100,000** - 3.55% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 2.05% gross pa from the date the account is opened).
19/12/2008 - 18/01/2009On balances up to £100,000** - 4.05% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 2.05% gross pa from the date the account is opened).
14/11/2008 - 18/12/2008On balances up to £100,000** - 5.05% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 1.80% gross pa from the date the account is opened).
11/10/2008 - 13/11/2008On balances up to £100,000** - 6.55% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 1.80% gross pa from the date the account is opened).
08/05/2008 - 10/10/200812 months from date opened6.30% gross pa/AER fixed for 12 months.
21/10/2004 - 02/03/20056 months from date opened5.50% gross pa (variable) for first six months, 5.12% AER (variable).
18/02/2004 - 18/05/20046 months from date opened4.75% gross pa for first six months, 4.37% AER (variable).
02/02/2004 - 17/02/20046 months from date opened4.50% gross pa variable for first six months, 4.12% AER (variable).
* No interest is payable on balances over £1,000,000 during the introductory offer period.

** No interest is payable on balances over £100,000 during the introductory offer period.

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Egg Savings Account (standard).
Date Interest rate
paid monthly paid annually
25 July 2005 - present 0.50% gross pa 0.50% gross pa/AER
14 July 2003 - 24 July 2005 1.98% gross pa 2.00% gross pa/AER
11 February 2003 - 13 July 2003 2.23% gross pa 2.25% gross pa/AER
12 April 2002 - 10 February 2003 2.47% gross pa 2.50% gross pa/AER
1 January 2002 - 11 April 2002 2.96% gross pa 3.00% gross pa/AER
12 November 2001 - 31 December 2001 3.45% gross pa 3.50% gross pa/AER
8 October 2001 - 11 November 2001 3.93% gross pa 4.00% gross pa/AER
21 September 2001 - 7 October 2001 4.17% gross pa 4.25% gross pa/AER

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Egg Savings Account (cash card).
Date Interest rate
paid monthly paid annually
25 July 2005 - present 0.50% gross pa 0.50% gross pa/AER
14 July 2003 - 24 July 2005 1.74% gross pa 1.75% gross pa/AER
11 February 2003 - 13 July 2003 1.98% gross pa 2.00% gross pa/AER
12 April 2002 - 10 February 2003 2.23% gross pa 2.25% gross pa/AER
1 January 2002 - 11 April 2002 2.72% gross pa 2.75% gross pa/AER
12 November 2001 - 31 December 2001 3.20% gross pa 3.25% gross pa/AER
8 October 2001 - 11 November 2001 3.69% gross pa 3.75% gross pa/AER
21 September 2001 - 7 October 2001 3.93% gross pa 4.00% gross pa/AER

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Egg Savings Account (investor) (balances less than £25,000).
Date Interest rate
paid monthly paid annually
20 February 2009 - present 1.24% gross pa 1.25% gross pa/AER
19 January 2009 - 19 February 2009 1.49% gross pa 1.50% gross pa/AER
19 December 2008 - 18 January 2009 1.98% gross pa 2.00% gross pa/AER
14 November 2008 - 18 December 2008 3.20% gross pa 3.25% gross pa/AER
11 April 2008 - 13 November 2008 4.65% gross pa 4.75% gross pa/AER
11 February 2008 - 10 April 2008 4.89% gross pa 5.00% gross pa/AER
7 December 2007 - 10 February 2008 5.13% gross pa 5.25% gross pa/AER
18 July 2007 - 6 December 2007 5.37% gross pa 5.50% gross pa/AER
23 May 2007 - 17 July 2007 5.13% gross pa 5.25% gross pa/AER
24 January 2007 - 22 May 2007 4.89% gross pa 5.00% gross pa/AER
22 November 2006 - 23 January 2007 4.65% gross pa 4.75% gross aa/AER
5 August 2005 - 21 November 2006 4.41% gross pa 4.50% gross pa/AER
18 August 2004 - 4 August 2005 4.65% gross pa 4.75% gross pa/AER
23 June 2004 - 17 August 2004 4.41% gross pa 4.50% gross pa/AER
19 May 2004 - 22 June 2004 4.17% gross pa 4.25% gross pa/AER
18 February 2004 - 18 May 2004 3.93% gross pa 4.00% gross pa/AER
19 November 2003 - 17 February 2004 3.69% gross pa 3.75% gross pa/AER
14 July 2003 - 18 November 2003 3.45% gross pa 3.50% gross pa/AER
10 February 2003 - 13 July 2003 3.69% gross pa 3.75% gross pa/AER
1 January 2002 - 9 February 2003 3.93% gross pa 4.00% gross pa/AER
12 November 2001 - 31 December 2001 4.89% gross pa 5.00% gross pa/AER
8 October 2001 - 11 November 2001 5.37% gross pa 5.50% gross pa/AER
21 September 2001 - 7 October 2001 5.60% gross pa 5.75% gross pa/AER

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Egg Savings Account (investor) (balances from £25,000).
Date Interest rate
paid monthly paid annually
20 February 2009 - present 1.24% gross pa 1.25% gross pa/AER
19 January 2009 - 19 February 2009 1.49% gross pa 1.50% gross pa/AER
19 December 2008 - 18 January 2009 1.98% gross pa 2.00% gross pa/AER
14 November 2008 - 18 December 2008 3.20% gross pa 3.25% gross pa/AER
11 April 2008 - 13 November 2008 4.65% gross pa 4.75% gross pa/AER
11 February 2008 - 10 April 2008 4.89% gross pa 5.00% gross pa/AER
7 December 2007 - 10 February 2008 5.13% gross pa 5.25% gross pa/AER
18 July 2007 - 6 December 2007 5.37% gross pa 5.50% gross pa/AER
23 May 2007 - 17 July 2007 5.13% gross pa 5.25% gross pa/AER
24 January 2007 - 22 May 2007 4.89% gross pa 5.00% gross pa/AER
22 November 2006 - 23 January 2007 4.65% gross pa 4.75% gross pa/AER
5 August 2005 - 21 November 2006 4.41% gross pa 4.50% gross pa/AER
18 August 2004 - 4 August 2005 4.65% gross pa 4.75% gross pa/AER
23 June 2004 - 17 August 2004 4.41% gross pa 4.50% gross pa/AER
19 May 2004 - 22 June 2004 4.17% gross pa 4.25% gross pa/AER
18 February 2004 - 18 May 2004 3.93% gross pa 4.00% gross pa/AER
19 November 2003 - 17 February 2004 3.69% gross pa 3.75% gross pa/AER
14 July 2003 - 18 November 2003 3.45% gross pa 3.50% gross pa/AER
10 February 2003 - 13 July 2003 3.69% gross pa 3.75% gross pa/AER
1 January 2002 - 9 February 2003 3.93% gross pa 4.00% gross pa/AER
12 November 2001 - 31 December 2001 3.93% gross pa 4.00% gross pa/AER
8 October 2001 - 11 November 2001 4.41% gross pa 4.50% gross pa/AER
21 September 2001 - 7 October 2001 4.65% gross pa 4.75% gross pa/AER

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Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. In other words, the figure you see is the rate that will be used to work out the interest you’ll be paid before income tax is taken off.

Tax free is the contractual rate of interest payable where interest is exempt from income tax. In other words, you won’t have to pay income tax on any interest you’re paid from this product.

AER means the Annual Equivalent Rate and is a notional rate which illustrates the contractual interest rate as if paid and compounded on an annual basis.

As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time.