Historical rates

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Interest rates Frequently asked questions

Please see the special conditions of your account to check whether this rate includes a bonus rate for a particular term and whether the rate is fixed or variable.

What our interest rates have been previously.

Egg Cash ISA 2.

Date	Interest rate
Date	paid monthly	paid annually
12 March 2009 - present	-	2.50% gross pa/AER

Egg Cash ISA.

Date	Interest rate
Date	paid monthly	paid annually
12 March 2009 - present	-	1.55% gross pa/AER
20 February 2009 - 11 March 2009	-	2.05% gross pa/AER
19 January 2009 - 19 February 2009	-	3.05% gross pa/AER
19 December 2008 - 18 January 2009	-	3.55% gross pa/AER
14 November 2008 - 18 December 2008	-	4.55% gross pa/AER
6 April 2007 - 13 November 2008	-	6.05% gross pa/AER

Egg Savings Account (Internet) interest rates.

Date	Interest rate
Date	paid monthly	paid annually
20 February 2009 - present	1.24% gross pa	1.25% gross pa/AER
19 January 2009 - 19 February 2009	1.49% gross pa	1.50% gross pa/AER
19 December 2008 - 18 January 2009	1.98% gross pa	2.00% gross pa/AER
14 November 2008 - 18 December 2008	3.20% gross pa	3.25% gross pa/AER
11 April 2008 - 13 November 2008	4.65% gross pa	4.75% gross pa/AER
11 February 2008 - 10 April 2008	4.89% gross pa	5.00% gross pa/AER
7 December 2007 - 10 February 2008	5.37% gross pa	5.50% gross pa/AER
18 July 2007 - 6 December 2007	5.60% gross pa	5.75% gross pa/AER
23 May 2007 - 17 July 2007	5.37% gross pa	5.50% gross pa/AER
24 January 2007 - 22 May 2007	5.13% gross pa	5.25% gross pa/AER
22 November 2006 - 23 January 2007	4.89% gross pa	5.00% gross pa/AER
16 August 2006 - 21 November 2006	4.65% gross pa	4.75% gross pa/AER
5 August 2005 - 15 August 2006	4.41% gross pa	4.50% gross pa/AER
18 August 2004 - 4 August 2005	4.65% gross pa	4.75% gross pa/AER
23 June 2004 - 17 August 2004	4.41% gross pa	4.50% gross pa/AER
19 May 2004 - 22 June 2004	4.17% gross pa	4.25% gross pa/AER
18 February 2004 - 18 May 2004	3.93% gross pa	4.00% gross pa/AER
19 November 2003 - 17 February 2004	3.69% gross pa	3.75% gross pa/AER
14 July 2003 - 18 November 2003	3.45% gross pa	3.50% gross pa/AER
10 February 2003 - 13 July 2003	3.69% gross pa	3.75% gross pa/AER
12 November 2001 - 9 February 2003	3.93% gross pa	4.00% gross pa/AER
8 October 2001 - 11 November 2001	4.41% gross pa	4.50% gross pa/AER
21 September 2001 - 7 October 2001	4.65% gross pa	4.75% gross pa/AER

Egg Savings Account (Internet) (with introductory rate offer) interest rates.

Accounts opened between the dates below received an introductory variable offer rate as specified from the date the account was opened. After this period the variable Egg Savings Account (Internet) rate is payable. Please see relevant table below for rates.

Date	Interest rate
Date	paid monthly	paid annually
Accounts opened between 26 June 2009 - 14 September 2009 Rates applicable from 7 August 2009 - 14 September 2009 On balances up to �1,000,000	-	3.25% gross pa/AER variable (including an introductory 12 month fixed bonus of 2.00% gross pa from the date the account is opened).
Accounts opened between 26 June 2009 - 14 September 2009 Rates applicable from 7 August 2009 - 14 September 2009 On balances over �1,000,000	-	No interest is payable on balances over �1,000,000 during the introductory offer period.
Accounts opened between 26 June 2009 - 6 August 2009 Rates applicable from 26 June 2009 - 6 August 2009 On balances up to �1,000,000	-	2.80% gross pa/AER variable (including an introductory 12 month fixed bonus of 1.55% gross pa from the date the account is opened).
Accounts opened between 26 June 2009 - 6 August 2009 Rates applicable from 26 June 2009 - 6 August 2009 On balances over �1,000,000	-	No interest is payable on balances over �1,000,000 during the introductory offer period.
Accounts opened between 14 November 2008 - 25 June 2009 Rates applicable from 12 March 2009 - 15 April 2009 On balances up to �100,000	-	2.85% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 1.60% gross pa from the date the account is opened)
Accounts opened between 14 November 2008 - 25 June 2009 Rates applicable from 12 March 2009 - 15 April 2009 On balances over �100,000	-	No interest is payable on balances over �100,000 during the introductory offer period.
Accounts opened between 11 October 2008 - 13 November 2008 Rates applicable from 12 March 2009 - 15 April 2009 On balances up to �100,000	-	2.85% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 1.60% gross pa from the date the account is opened).
Accounts opened between 11 October 2008 - 13 November 2008 Rates applicable from 12 March 2009 - 15 April 2009 On balances over �100,000	-	No interest is payable on balances over �100,000 during the introductory offer period.
Accounts opened between 14 November 2008 - 25 June 2009 Rates applicable from 20 February 2009 - 11 March 2009 On balances up to �100,000	-	3.35% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 2.10% gross pa from the date the account is opened)
Accounts opened between 14 November 2008 - 25 June 2009 Rates applicable from 20 February 2009 - 11 March 2009 On balances over �100,000	-	No interest is payable on balances over �100,000 during the introductory offer period.
Accounts opened between 11 October 2008 - 13 November 2008 Rates applicable from 20 February 2009 - 11 March 2009 On balances up to �100,000	-	3.05% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 1.80% gross pa from the date the account is opened).
Accounts opened between 11 October 2008 - 13 November 2008 Rates applicable from 20 February 2009 - 11 March 2009 On balances over �100,000	-	No interest is payable on balances over �100,000 during the introductory offer period.
Accounts opened between 14 November 2008 - 25 June 2009 Rates applicable from 19 January 2009 - 19 February 2009 On balances up to �100,000	-	3.50% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 2.00% gross pa from the date the account is opened)
Accounts opened between 14 November 2008 - 25 June 2009 Rates applicable from 19 January 2009 - 19 February 2009 On balances over �100,000	-	No interest is payable on balances over �100,000 during the introductory offer period.
Accounts opened between 11 October 2008 - 13 November 2008 Rates applicable from 19 January 2009 - 19 February 2009 On balances up to �100,000	-	3.55% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 2.05% gross pa from the date the account is opened).
Accounts opened between 11 October 2008 - 13 November 2008 Rates applicable from 19 January 2009 - 19 February 2009 On balances over �100,000	-	No interest is payable on balances over �100,000 during the introductory offer period.
Accounts opened between 14 November 2008 - 25 June 2009 Rates applicable from 19 December 2008 - 18 January 2009 On balances up to �100,000	-	4.00% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 2.00% gross pa from the date the account is opened).
Accounts opened between 14 November 2008 - 25 June 2009 Rates applicable from 19 December 2008 - 18 January 2009 On balances over �100,000	-	No interest is payable on balances over �100,000 during the introductory offer period.
Accounts opened between 11 October 2008 - 13 November 2008 Rates applicable from 19 December - 18 January 2009 On balances up to �100,000	-	4.05% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 2.05% gross pa from the date the account is opened).
Accounts opened between 11 October 2008 - 13 November 2008 Rates applicable from 19 December 2008 - 18 January 2009 On balances over �100,000	-	No interest is payable on balances over �100,000 during the introductory offer period.
Accounts opened between 14 November 2008 - 25 June 2009 Rates applicable from 14 November - 18 December 2008 On balances up to �100,000	-	4.50% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 1.25% gross pa from the date the account is opened).
Accounts opened between 14 November 2008 - 25 June 2009 Rates applicable from 14 November 2008 - 18 December 2008 On balances over �100,000	-	No interest is payable on balances over �100,000 during the introductory offer period.
Accounts opened between 11 October 2008 - 13 November 2008 Rates applicable from 14 November 2008 - 18 December 2008 On balances up to �100,000	-	5.05% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 1.80% gross pa from the date the account is opened).
Accounts opened between 11 October 2008 - 13 November 2008 Rates applicable from 14 November 2008 - 18 December 2008 On balances over �100,000	-	No interest is payable on balances over �100,000 during the introductory offer period.
Accounts opened between 11 October 2008 - 13 November 2008 Rates applicable from 11 October 2008 until 13 November 2008 On balances up to �100,000	-	6.55% gross pa/AER (variable) for first twelve months (includes 12 month variable bonus rate of 1.80% gross pa from the date the account is opened).
Accounts opened between 11 October 2008 - 13 November 2008 Rates applicable from 11 October 2008 until 13 November 2008 On balances over �100,000	-	No interest is payable on balances over �100,000 during the introductory offer period.
21 October 2004 - 2 March 2005	-	5.50% gross pa (variable) for first six months, 5.12% AER (variable)
18 February 2004 - 18 May 2004	-	4.75% gross pa variable for first six months, 4.37% AER (variable)
2 February 2004 - 17 February 2004	-	4.50% gross pa variable for first six months, 4.12% AER (variable)

Accounts opened with new money to Egg from 8 May 2008 to 10 October 2008 receive an introductory offer rate of 6.30% gross pa/AER fixed for the first 12 months from the date the account is opened (paid annually). The standard variable rate for the account is currently 1.25% gross pa/AER.

Egg Savings Account (standard) interest rates

Date	Interest rate
Date	paid monthly	paid annually
25 July 2005 - present	0.50% gross pa	0.50% gross pa/AER
14 July 2003 - 24 July 2005	1.98% gross pa	2.00% gross pa/AER
11 February 2003 - 13 July 2003	2.23% gross pa	2.25% gross pa/AER
12 April 2002 - 10 February 2003	2.47% gross pa	2.50% gross pa/AER
1 January 2002 - 11 April 2002	2.96% gross pa	3.00% gross pa/AER
12 November 2001 - 31 December 2001	3.45% gross pa	3.50% gross pa/AER
8 October 2001 - 11 November 2001	3.93% gross pa	4.00% gross pa/AER
21 September 2001 - 7 October 2001	4.17% gross pa	4.25% gross pa/AER

Egg Savings Account (cash card) interest rates

Date	Interest rate
Date	paid monthly	paid annually
25 July 2005 - present	0.50% gross pa	0.50% gross pa/AER
14 July 2003 - 24 July 2005	1.74% gross pa	1.75% gross pa/AER
11 February 2003 - 13 July 2003	1.98% gross pa	2.00% gross pa/AER
12 April 2002 - 10 February 2003	2.23% gross pa	2.25% gross pa/AER
1 January 2002 - 11 April 2002	2.72% gross pa	2.75% gross pa/AER
12 November 2001 - 31 December 2001	3.20% gross pa	3.25% gross pa/AER
8 October 2001 - 11 November 2001	3.69% gross pa	3.75% gross pa/AER
21 September 2001 - 7 October 2001	3.93% gross pa	4.00% gross pa/AER

Egg Savings Account (investor) interest rates (balances less than �25,000)

Date	Interest rate
Date	paid monthly	paid annually
20 February 2009 - present	1.24% gross pa	1.25% gross pa/AER
19 January 2009 - 19 February 2009	1.49% gross pa	1.50% gross pa/AER
19 December 2008 - 18 January 2009	1.98% gross pa	2.00% gross pa/AER
14 November 2008 - 18 December 2008	3.20% gross pa	3.25% gross pa/AER
11 April 2008 - 13 November 2008	4.65% gross pa	4.75% gross pa/AER
11 February 2008 - 10 April 2008	4.89% gross pa	5.00% gross pa/AER
7 December 2007 - 10 February 2008	5.13% gross pa	5.25% gross pa/AER
18 July 2007 - 6 December 2007	5.37% gross pa	5.50% gross pa/AER
23 May 2007 - 17 July 2007	5.13% gross pa	5.25% gross pa/AER
24 January 2007 - 22 May 2007	4.89% gross pa	5.00% gross pa/AER
22 November 2006 - 23 January 2007	4.65% gross pa	4.75% gross aa/AER
5 August 2005 - 21 November 2006	4.41% gross pa	4.50% gross pa/AER
18 August 2004 - 4 August 2005	4.65% gross pa	4.75% gross pa/AER
23 June 2004 - 17 August 2004	4.41% gross pa	4.50% gross pa/AER
19 May 2004 - 22 June 2004	4.17% gross pa	4.25% gross pa/AER
18 February 2004 - 18 May 2004	3.93% gross pa	4.00% gross pa/AER
19 November 2003 - 17 February 2004	3.69% gross pa	3.75% gross pa/AER
14 July 2003 - 18 November 2003	3.45% gross pa	3.50% gross pa/AER
10 February 2003 - 13 July 2003	3.69% gross pa	3.75% gross pa/AER
1 January 2002 - 9 February 2003	3.93% gross pa	4.00% gross pa/AER
12 November 2001 - 31 December 2001	4.89% gross pa	5.00% gross pa/AER
8 October 2001 - 11 November 2001	5.37% gross pa	5.50% gross pa/AER
21 September 2001 - 7 October 2001	5.60% gross pa	5.75% gross pa/AER

Egg Savings Account (investor) interest rates (balances from �25,000)

Date	Interest rate
Date	paid monthly	paid annually
20 February 2009 - present	1.24% gross pa	1.25% gross pa/AER
19 January 2009 - 19 February 2009	1.49% gross pa	1.50% gross pa/AER
19 December 2008 - 18 January 2009	1.98% gross pa	2.00% gross pa/AER
14 November 2008 - 18 December 2008	3.20% gross pa	3.25% gross pa/AER
11 April 2008 - 13 November 2008	4.65% gross pa	4.75% gross pa/AER
11 February 2008 - 10 April 2008	4.89% gross pa	5.00% gross pa/AER
7 December 2007 - 10 February 2008	5.13% gross pa	5.25% gross pa/AER
18 July 2007 - 6 December 2007	5.37% gross pa	5.50% gross pa/AER
23 May 2007 - 17 July 2007	5.13% gross pa	5.25% gross pa/AER
24 January 2007 - 22 May 2007	4.89% gross pa	5.00% gross pa/AER
22 November 2006 - 23 January 2007	4.65% gross pa	4.75% gross pa/AER
5 August 2005 - 21 November 2006	4.41% gross pa	4.50% gross pa/AER
18 August 2004 - 4 August 2005	4.65% gross pa	4.75% gross pa/AER
23 June 2004 - 17 August 2004	4.41% gross pa	4.50% gross pa/AER
19 May 2004 - 22 June 2004	4.17% gross pa	4.25% gross pa/AER
18 February 2004 - 18 May 2004	3.93% gross pa	4.00% gross pa/AER
19 November 2003 - 17 February 2004	3.69% gross pa	3.75% gross pa/AER
14 July 2003 - 18 November 2003	3.45% gross pa	3.50% gross pa/AER
10 February 2003 - 13 July 2003	3.69% gross pa	3.75% gross pa/AER
1 January 2002 - 9 February 2003	3.93% gross pa	4.00% gross pa/AER
12 November 2001 - 31 December 2001	3.93% gross pa	4.00% gross pa/AER
8 October 2001 - 11 November 2001	4.41% gross pa	4.50% gross pa/AER
21 September 2001 - 7 October 2001	4.65% gross pa	4.75% gross pa/AER

Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. In other words, the figure you see is the rate that will be used to work out the interest you�ll be paid before income tax is taken off.

Tax free is the contractual rate of interest payable where interest is exempt from income tax. In other words, you won�t have to pay income tax on any interest you�re paid from this product.

AER means the Annual Equivalent Rate and is a notional rate which illustrates the contractual interest rate as if paid and compounded on an annual basis.

As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time.