| Type of charge | Charge made |
If we fill out a questionnaire from another lender about your mortgage with us.
We will be asked to do this if you apply for a second mortgage from another lender. We will need the fee before we reply to them. | £50 |
If we supply a mortgage reference for another lender.
This is to cover our costs if we are asked for details of how you have conducted your mortgage with us. | £25 |
| If we give you permission to sell some of the land the mortgage is for | £75 |
If we give you permission to let your property.
We will also charge an additional 1% interest on your mortgage while the property is let. | £75 |
| If we are asked to complete other legal documents relating to your property. | £50 |
If we supply a copy of the legal documents, or a plan, or a lease.
This is to cover the cost of retrieving and copying the document. | £25 per document |
| Fee to release our charge on your mortgage or secured loan - please refer to your original offer documentation. | £70 maximum |
| Type of charge | Charge made |
| If we cannot collect a Direct Debit payment. | £15 |
| If a cheque is not paid and we have to send it to the bank again or return it to you. | £15 |
| If we have to pay the ground rent or service charge on your property. | £50 plus legal fees |
| If we send the deeds for your property to your solicitor | £50 |
If we pay additional funds or second tranches or administration fees
By BACS, which takes up to 3 days. | no charge |
If we pay additional funds or second tranches or administration fees
By cheque or by CHAPS system | £25 |
| Bank arrangements of Building Insurance (where we do not insure the property and have no proof that it is insured elsewhere) | £25 |
| If our valuers have to reinspect your property. This includes VAT. | £58.75 |
| If we need to provide you with Debt Management counselling for you mortgage or secured loan. | £45 - £70 |
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