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Egg Home >   Insure >    Household >    Benefits >
Egg Home Insurance - benefits
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Initial Disclosure DocumentInitial Disclosure Document
If you are an existing customer here is a reminder of the cover options.

Essential cover

Contents
Contents cover Up to £60,000
Any one valuable item Up to £12,000
Any one claim for valuables Up to £24,000
Business equipment Up to £5,000 (which includes up to £500 for business stock)
Garden loss or damage Up to £1,000 and plants up to £500
Rent or alternative accommodation Up to £18,000
Students' belongings (providing the student's permanent address is the Home) Covered up to the total sum insured (£60,000) except for Theft or Attempted Theft which is limited to £2,500
Loss or damage to frozen food Up to £60,000
Loss of oil and metered water Up to £1,000
Personal liability Up to £2,000,000
Liability to domestic staff Up to £10,000,000
Liability to tenants (if property is rented) Up to £12,000
Buildings
Buildings cover Up to £1,000,000
Trace and access (covers the cost of tracing and accessing the source of water or oil leaks) Up to £5,000
Rent or alternative accommodation Up to £100,000
Property owners liability Up to £2,000,000

Plus cover extras

Please note, the cover detailed below is dependant on the choices you made when you purchased your policy. Please refer to your Policy Schedule for the cover you selected.

Contents
Accidental damage to fixed glass in furniture, mirrors, hobs and entertainment equipment Up to £60,000
Loss or damage caused by sinks, baths and basins overflowing Up to £60,000
Buildings
Accidental breakage of fixed glass in windows, fixed sanitary ware and bathroom fittings Up to £1,000,000
Accidental damage to underground pipes and cables Up to £1,000,000 (max. £5,000 to find the source of the damage)
Loss or damage caused by sinks, baths and basins overflowing Up to £1,000,000

Other additional options

Please note, the cover detailed below is dependant on the choices you made when you purchased your policy. Please refer to your Policy Schedule for the cover you selected.

Cover options
Home assistance cover for home emergency repairs Up to £1,000
Family legal protection cover for legal expenses Up to £50,000
Identity theft Up to £50,000
Pedal cycle (loss or damage) Up to £1,000 for each cycle and up to £2,500 in total
Personal possessions Add personal possessions cover up to £25,000 to your home insurance which protects you anywhere in the world


General conditions
To have the full protection of your policy you need to:
  • Tell us if the full value of your contents/buildings exceeds the amount shown in your policy schedule.
  • Inform us of any changes in your circumstances which may affect the policy.
  • Keep your insured property in good repair.
  • Keep all your premiums paid and up-to-date.
  • Follow all other AXA home insurance Policy Terms and Conditions.
Egg Home Insurance is underwritten and provided by AXA Insurance UK plc. Registered in England 78950. Registered office; 5 Old Broad Street, London EC2N 1AD. A member of the AXA group of companies. AXA Insurance UK plc is authorised and regulated by the Financial Services Authority. Telephone calls may be recorded and monitored. Terms, conditions, exclusions and limitations apply.

Egg is the trading style of Egg Banking plc. Registered Office: Citigroup Centre, Canada Square, London E14 5LB. Registered in England, Company Number 2999842. Authorised and regulated by the Financial Services Authority. FSA Firm Reference Number 205621.