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Egg Home >   Bank >    Egg Card >    Egg Card Insurances >
Egg Card Insurance benefits
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The fight is over - Egg Card is the only card you need. Not only is it great for spending, but thanks to its built-in insurances, it offers great protection too. We've provided details of the insurances below. For further information please read the policy documents. Conditions apply.




Covers items over £75 bought with your Egg Card anywhere in the world against theft or damage (excluding damage caused by normal wear and tear) for 90 days from the date of purchase.

  • There's a £1,000 limit per item.
  • Claims are limited to a maximum of £2,000 per claim and £5,000 per cardholder, per year.
  • Items stolen must be reported to the police within 36 hours of the loss. Excludes items not carried by you or person known by you or left in an unattended vehicle. Some transactions are not covered.
  • £25 excess applies.
Purchase protection is arranged by International SOS Insurance Services.

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Covers items over £50 purchased online with your Egg Card against theft or damage.

  • Covers items with a value of up to £1,000, excluding goods bought from a private person or from suppliers outside of the UK and Channel Islands.
  • Claims are limited to £2,000 per claim and three claims per year, up to a total limit of £5,000 per cardholder, per year.
  • Covers items purchased in a single transaction using your Egg Card.
  • Items are excluded where an attempt to replace the missing item has not been made through the original seller.
  • Zero excess.

Internet delivery guarantee is arranged by International SOS Insurance Services.

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Pay for fares with your Egg Card for valuable protection against accidental death or permanent disability whilst travelling.

  • Provides cover for you, your partner and dependent children.
  • Maximum amount of cover £50,000.
  • Zero excess.

Travel Accident insurance cover is provided by St Andrew's Insurance plc. This cover is not a substitute for travel insurance.

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If you're unable to work through accident, sickness or unemployment, Egg Card repayment protection insurance could help you make your monthly repayments.

For a monthly fee of 79p per £100 of your statement balance, Egg Card repayment protection could pay a monthly benefit of one tenth of your outstanding balance until you return to work or for up to one year. Additionally, in the event of your death or diagnosis of a serious illness, your outstanding balance could be paid in full.

get covered

Am I eligible for Egg Card repayment protection insurance?
As long as you're a UK resident aged between 18 and 65 and are in permanent full time or part time work, you will be eligible for cover. There's no need for a medical or a medical questionnaire. Cover is subject to limitations and exclusions such as pre-existing medical conditions and unemployment that is voluntary or that you’re already aware of.

Egg Card repayment protection is underwritten by St. Andrew's Insurance plc and Prudential Assurance Company Limited.

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see policy documents for above insurances
apply for Egg Card


17.9% APR typical variable