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		Egg Loans There is a two stage application process for Egg Loans. First, we will quote you a personalised rate for the loan you are considering applying for. The search that we do to enable us to decide on your rate for that loan will not be taken into account by lenders when making credit decisions. If you then decide to apply for that loan, we will carry out a full credit assessment including searches which may be taken into account by lenders when making credit decisions. If your application is successful, the quoted rate will apply. As this rate is specific to the loan you applied for, different rates may apply to loans for different amounts or periods. Calls to Egg will be recorded and/or monitored. Credit is only available to existing Egg customers who are UK residents, excluding the Channel Islands and Isle of Man, aged 18 years and over, subject to status and conditions. Egg Loans are not available to joint applicants. Egg Loans cannot be used for bridging finance, home purchase deposits, timeshares, business or illegal purposes. Egg Banking plc is registered in England and Wales (reg no 2999842). Registered office: Citigroup Centre, Canada Square, London E14 5LB. To read the general terms and conditions for Egg Loans, see the Small print.